Figure 2: Reduction of costs for retraining due to job loss by OD of BGW-insured affected patients in Germany 1994–2006
Reduction is related to the implementation of prevention concepts developed in collaboration with the University of Osnabrück, in particular SIP (=secondary individual prevention, multidisciplinary outpatient skin protection counseling) and TIP (=tertiary individual prevention, multidisciplinary inpatient prevention scheme), which have now been integrated into standard health care nationwide, including all other statutory employers liability insurance bodies.
Accordingly, premiums for statutory occupational accident insurance for BGW-insured businesses decreased (ancillary labor costs). Source: Berufsgenossenschaft für Gesundheitsdienst und Wohlfahrtspflege, BGW, Hamburg, 2007.